The Account Activity on the web page is updated once a day around 8pm ET and it clearly states through which date it has been updated.

If you made a trade earlier today and you received a confirmation, you can assume that trade is in your account. For example, any trade made between the hours of 4:01 pm ET Monday and 4:00 pm ET on Tuesday will show up in the Account Activity page around 8 pm ET Tuesday.

If you paid for your account today before 4:00 pm ET, your account will be working the next business day.

You may call and make trades after you open your account, but the web page is updated once a day and will not allow you to make trades until it is updated.

When a dividend is paid, Stock-Trak makes the adjustment usually the next business day.

Dividends will show up on your transaction history as a separate transaction.

For instance, if Google Inc. paid a $0.75 dividend any you owned 100 shares of the stock then you would receive a cash payment for $75 ($0.75*100).

When a stock splits, Stock-Trak makes the adjustment usually the next business day. Splits are recorded as you receiving the stock at $0.00 cost for the extra shares.

For example, if XYZ, Inc. (XYZ) encounters a 2:1 split and is currently trading at $100 per share and you own 100 shares then the results are as follows:

The share price would decrease to $50 ($100/2) per share in your portfolio.

In addition, your portfolio would receive an additional 100 shares of XYZ at a price of $0.00 so your total share amount will now be 200 shares values at $50 each.